Rental Property ROI Calculator

Analyze cash-on-cash return, cap rate, monthly cash flow, and 10-year equity projection. Free forever.

Purchase Details
Income
Industry standard: 5-8%
Expenses
Monthly Cash Flow
$-471.73
$-5,660.71 / year
Cash-on-Cash
-8.2%
POOR
Cap Rate
4.5%
net operating income / price
1% Rule
0.67%
✗ Below 1%
GRM
12.5
gross rent multiplier
Investment Summary
Purchase Price$300,000
Down Payment (20%)$60,000
Closing Costs (~3%)$9,000
Total Cash Needed$69,000
Monthly Rent+$2,000
Total Expenses-$2,472
Mortgage P&I$1,597
Net Cash Flow$-471.73
Expense Breakdown
10-Year Projection
Amortization Schedule
10-Year Wealth Building (3% Appreciation)
YearProperty ValueLoan BalanceEquityCumulative Cash FlowTotal Return
Year 1$309,000$237,562$71,438$-5,661$-3,223
Year 2$318,270$234,948$83,322$-11,321$3,001
Year 3$327,818$232,145$95,673$-16,982$9,691
Year 4$337,653$229,139$108,514$-22,643$16,871
Year 5$347,782$225,916$121,866$-28,304$24,563
Year 6$358,216$222,460$135,756$-33,964$32,792
Year 7$368,962$218,754$150,208$-39,625$41,583
Year 8$380,031$214,780$165,251$-45,286$50,965
Year 9$391,432$210,519$180,913$-50,946$60,967
Year 10$403,175$205,950$197,225$-56,607$71,618